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The NAOSA Mission is Simple

Protect our Senior Population by publicizing unethical business practices across as many industries as possible.

Leadership & Advisory Board

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Anthony L. Cinotti

Founder

Anthony L. Cinotti

Founder

Anthony’s personal and professional experiences were the motivating factor behind starting the National Association of Senior Advocates. He has witnessed first-hand how unethical professionals take advantage of less knowledgeable individuals throughout his professional career. Anthony currently serves as a Retirement Counselor at one largest continuing care retirement communities in the U.S. He started his professional career in the insurance and investment field in 1989, is a Life Insurance Underwriters Training Counsel Fellow and still holds his life and health insurance license in Maryland.

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Anthony J. Zagami, Esquire

Co-Founder

Anthony J. Zagami, Esquire

Co-Founder

Appointed General Counsel to the United States Government Publishing Office (GPO) in 1990, Anthony “Tony” Zagami enjoyed a long career of public service. Before coming to the GPO, Tony served for nearly nine years as the General Counsel to the Joint committee on Printing. Prior to joining the Congressional Committee, Tony was the Staff Assistant to the Secretary of the Senate and worked in in the U.S, Senate Chamber with the Official Reporters of Debates. Mr. Zagami is a member of the District of Columbia Bar, The U.S. District Court and Federal Court of Appeals; and he is certified to practice law before the United States Supreme Court. He is an elected official and former Chairman of the Board of Directors of the U.S. Senate Credit Union and has served as a past President of the Capitol Hill Chapter of the Federal Bar Association.

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Denis P. O’Donovan

Co-Founder, Vice President, Government Relations

Denis P. O’Donovan

Co-Founder, Vice President, Government Relations

Denis P. O’Donovan served as a top advisor to the U.S. Senate HELP Committee, the U.S. Senate Commerce Committee and the U.S. Senate Rules Committee. He also served in the Office of the Secretary of the Senate. As a result, Denis is highly regarded for his expertise on the policies and procedures of the U.S. Senate. During his Capitol Hill tenure, Denis assisted in the management of HELP Committee legislation, including the Mental Health Parity Act, the Health Information Technology for Economic and Clinical Health Act, the Reauthorization of the American with Disabilities Act, several retirement and aging initiatives and other landmark measures within the jurisdictional oversight of the committee. In his role as deputy senior advisor with the Senate Rules Committee, Denis worked on campaign finance and election reform legislation. After leaving Capitol Hill, he served as Director of Government Affairs for the Christopher and Dana Reeve Foundation. Denis also served as a Public Health/Congressional Mission Advocate for the U.S. Department of Homeland Security. He currently serves as a Director for the U. S. Senate Federal Credit Union and chaired that organization’s Board of Directors from 2003-2006.

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Katherine Thornton

Advisory Board, Former Deputy Chief of Staff, Social Security Administration (Retired)

Katherine Thornton

Deputy Chief of Staff, Social Security Administration (Retired)

During her career in public service, Ms. Thornton held several regional and national leadership positions at the Social Security Administration. She also played key roles in the administration of the Social Security Disability Insurance program. In addition, Katherine was the Staff Director to the Social Security Advisory Board where she guided Board studies of retirement and disability policy, financing of the Social Security Trust Funds, and healthcare reform. She also served on a special assignment to the International Social Security Association as a Program Manager. Ms. Thornton is a member of the National Academy of Social Insurance and has been a Trustee and Treasurer of the Washington Ethical Society.

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Philip Florenzo, Esquire

General Counsel

Philip Florenzo, Esquire

General Counsel

Mr. Florenzo has been practicing law for over 20 years in private practice and as in-house counsel in the corporate legal departments of public and private companies. His career has focused on providing general counsel services to global US-based software, technology and professional services companies. Mr. Florenzo has served as general counsel for organizations in the United States, Canada, the United Kingdom, France and India. He served as a member of executive management teams and a corporate officer responsible for all legal matters including corporate governance, commercial and government contracts, human resources, mergers and acquisitions, litigation management and intellectual property, including corporate counsel to a publicly traded company and has held legal management roles with operations in eighty countries. Mr. Florenzo has served as President and General Manager of several patent holding companies tasked with enforcing patent portfolios across the US. Mr. Florenzo has served as the lead negotiator in hundreds of transactions and mediations opposite Fortune 100 companies. Mr. Florenzo is admitted to practice law in the State of Maryland and is a registered member of the United States Patent Bar.

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David Denton

Advisory Board, Senior Housing & Healthcare

David Denton

Advisory Board, Senior Housing & Healthcare

Since 1987, David has successfully led and improved healthcare and senior living community operations in Continuing Care Retirement Communities (CCRCs), post-acute and acute care. Experienced with national chains, regional corporations, faith-inspired organizations and stand-alone facilities in both the for-profit and not-for-profit sectors, David brings a vast amount of experience to the healthcare delivery system and aging services. In 2014, David assumed the role of General Manager at Fox Hill, Bethesda, Maryland. Throughout his career, David has been recognized for his passion, values, entrepreneurial spirit and results-oriented leadership style. His community service work currently includes serving as a Commissioner on the Montgomery County, Maryland, Commission on Aging and Co-Chair of the Health & Wellness Committee. A graduate of Ithaca College's Administration of Health Services program with a minor in Gerontology, David has never lost sight of what inspired him to do his part in creating healthy, remarkable communities wherever he is called to serve. As founder of Inspirit Health Advisors, LLC, David consults and presents on various topics associated with aging in America.

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Tom Henry, CFP®

Advisory Board, Annuities, Investments and Life Insurance

Tom Henry, CFP®

Advisory Board, Annuities, Investments and Life Insurance

Tom Henry is the President and Founder of Integrated Financial Solutions, Inc. He has over two decades of experience working in the financial planning industry. Tom established Integrated Financial Solutions in 1998. Tom works with both corporate and individual clients, but specializes in planning for retirees or people within five years of retirement. He has been honored in Baltimore Magazine as one of Baltimore’s Five Star Wealth Managers for the past three years. Tom is a LPL Registered Principal who holds the Series 06, 07, 24, 31, 63, and 65 through LPL Financial, as well as insurance licenses in the District of Columbia, Delaware, Florida, Georgia, Indiana, Maryland, North Carolina, New Mexico, Ohio, Pennsylvania, Virginia, and West Virginia. He graduated from Gettysburg College, majoring in Business and Finance.

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Victoria Hathaway, Realtor®

Advisory Board, Real Estate.

Victoria Hathaway, Realtor®

Advisory Board, Real Estate

Victoria Hathaway serves The Bob Lucido Team of Keller Williams Integrity as Director of The Silver Group, the Team’s seniors real estate division. The Bob Lucido Team is the #1 Keller Williams Team in the world. Victoria’s expertise is in guiding and educating her clients with resources for relocating, downsizing, estate sales, elder law, VA benefits and more. Her service is included, and she works along with the Agent throughout the entire process of downsizing, selling and moving.

Victoria’s background in communications and health care combined with caregiving for her 105year-old grandmother, her father and her mother led to her passion for advocacy, service, the value of community and culture change for older adults. Her national credentials include: Realtor®, Certified Senior Advisor, Certified Senior Housing Professional and Seniors Real Estate Specialist. She is the current president of The Coalition of Geriatric Services, now in its 26th year in Howard County and is also a member the Advisory Board of Johns Hopkins University’s Aging Studies Program.

Victoria currently volunteers for Neighbor Ride senior ride program, Food On The 15th Senior Food Pantry, Gilchrist Hospice and the Maryland Senior Citizens Hall of Fame.

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Jim Higgins, Realtor®

Advisory Board, Real Estate

Jim Higgins, Realtor®

Advisory Board, Real Estate

Jim Higgins started his career in real estate in 1983. He is a Life Member of the Greater Capital Area Association of Realtors (GCAAR) and has served on numerous GCAAR Committees, including the GCAAR Grievance Committee. Jim is currently serving his fifth term of the GCAAR Professional Standards Committee, assisting on code of ethics violations as well as contractual disputes and specific non-contractual disputes (Arbitration). Mr. Higgins is a licensed realtor in Maryland and the District of Columbia.

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Enam Noor

Advisory Board

Enam Noor

Advisory Board

Enam Noor is an award winning and result driven marketer. As a seasoned entrepreneur Enam has successfully established multiple technology and analytic start-ups. Enam oversees our strategy and consulting services. Enam has successfully helped clients to gain market share by designing the architecture to improve customer acquisition and retention. Enam also brings in an extensive knowledge in the Healthcare vertical to develop a personalized member engagement and advance data analytics.

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William R. Borton, CLU®, RHU®, REBC®

Advisory Board, Annuities, Life Insurance and Long Term Care Insurance

William R. Borton, CLU®, RHU®, REBC®

Advisory Board, Annuities, Life Insurance and Long Term Care Insurance

Bill Borton is the founder and managing principal of W.R. Borton & Associates LLC. He is a financial risk management specialist who predominantly serves high net-worth clients. In collaboration with their financial advisors, he designs strategies to minimize the financial risks that extended healthcare poses to their retirement. His passion is about ensuring that his clients can live better, longer.
Bill has over 33 years of experience with helping clients design and implement insurance plans to protect their personal and business assets, provide for income continuation, business succession, estate liquidity, employee benefits and retirement plans. His clients have included business owners, executives, professionals, and high net-worth couples and individuals.

He holds the Chartered Life Underwriter (CLU®), Registered Health Underwriter (RHU®) and Registered Employee Benefits Consultant (REBC®) designations from the American College of Financial Services in Bryn Mawr, PA.

Bill is a member of the Philadelphia Estate Planning Council (PEPC), the American Association for Long-Term Care Insurance (AALTCI), and the Greater Philadelphia Senior Executive Group (GPSEG), where he served on the Board of Directors and Membership Committee. He previously served as Chairman of the Board of the Burlington County Chamber of Commerce and on the New Jersey Technology Council (NJTC) CFO Advisory Board.

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